Bisharat offers many policies


La Jolla insurance agent Jawad S. Bisharat has this motto which summarizes his business model: “The greatest compliment you can give me is by referring your friends and family.”

A Grossmont High School grad with a bachelor’s degree in economics from Cal State Long Beach who has been an Allstate agent since 1997 serving La Jolla, Bisharat lives in the Jewel with his wife, Jennifer, and two children, who attend La Jolla Elementary.

When it comes to insurance, he’s a generalist offering policies from CHUBB, Firemans Fund, Zurich and Anthem BlueCross as well as Allstate.

“We offer high-end home protection through CHUBB and Firemans Fund, the two leaders in high-value home protection specializing in jewelry and high-liability cases,” he said.

Bisharat Insurance Services offers a complete line of insurance products: home, auto, life, business and financial.

“I have a good understanding of the needs of La Jolla residents and how to advise clients to properly insure their assets as well as liability exposure,” Bisharat said, adding he handles mostly commercial and life insurance while his staff focuses on personal lines like home and auto.

The insurance agent talked about how he operates.

“I find out their (client’s) net worth: Do they have wine or jewelry collections, etc.,” he said. “Then we customize a plan to fit their needs.”

Bisharat urged people not to wait to review their insurance policies.

“They should review their policy before something happens,” he said. “Just call and make sure everything’s insured and up to date. I’d urge all fellow La Jollans to call your agent, review your policies, make sure you’re getting a fair deal and that you’re properly covered.”

Noting his prices are competitive with “the added advantage of having an agent,” Bisharat also is a premier service agent, a designation given to only about 30 percent of Allstate agencies.

Bisharat has a second location at 1310 Camino del Mar in Del Mar.

In his free time, Bisharat enjoys spending time with his family and playing tennis a few times a week at La Jolla Tennis Club on Draper Avenue.

Call (858) 454-7808 or go to to get a quote.