Category archives for: Jay Levitt

Qualified Mortgages: How Will QMs Affect This Year’s Real Estate Market?

qm

By Jay Levitt, Guaranteed Rate In 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act was signed into law in order to prevent a recurrence of the 2008 housing and financial crisis. Included in the act are the most significant regulations to the U.S. financial system since those that followed the Great Depression. One [...]

My Two Cents on Adjustable Rate Mortgages (ARMS)

mortgage

By Jay Levitt, Guaranteed Rate Most people have heard of ARM mortgages but aren’t sure exactly how they work.  An Adjustable Rate Mortgage or ARM is a mortgage type in which the borrower has a fixed rate or “start rate” for an initial term (3, 5, 7 or 10 years typically), and then after the [...]

La Jolla Community Calendar

Facebook

Bottom Buttons 1

Bottom Buttons 2

Bottom Buttons 3

Bottom Buttons 4

Bottom Buttons 5

Bottom Buttons 6

RSS North Coastal News

  • Local camp shapes Solana Beach youth into community leaders July 28, 2014
    After attending the inaugural La Colonia de Eden Gardens Youth Leadership Camp last year, Edgar Vergara was inspired to make positive change in Solana Beach’s Eden Gardens community. Along with other local teens, the 15-year-old co-founded the youth group La Colonia Changers and recently hosted a town hall forum on underage drinking. Passionate about making […]
  • Del Mar Union School District approves new contract for superintendent July 28, 2014
    The Del Mar Union School District Board July 23 approved the new contract for Superintendent Holly McClurg through June 30, 2018. Per the contract, McClurg’s annual salary will be $185,000 with an annual doctoral stipend of $10,000. She will receive a car allowance of $400 a month, 25 vacation days, health benefits and a retirement contribution of $700 a mon […]
  • Carmel Valley 5K and 10K to hit Gonzales Canyon trails in September July 28, 2014
    A new trail running race is coming to Carmel Valley this fall. Jeff Stoner of Del Mar’s Seasick Marketing visited the Carmel Valley Community Planning Board to update the board on the plans for the Carmel Valley Trail 5K and 10K Run, set to take place on Sept. 20. A portion of race proceeds will go toward the Challenged Athletes Foundation. […]