Investment Options: Understanding the Value, Rarity and Types of Coins

By Peter Kevorkian, United Coins and Precious Metals

Coin investing in La Jolla

Coin investing in La Jolla

Collecting coins isn’t just a hobby. In fact, for many people, coin collecting is a type of investment that can hedge against inflation and provide a wonderful store of value. When it comes to investing in coins, here are some of the main principles to keep in mind. Of course, one of the best ways to get started and learn more about adding coins to your portfolio is by visiting our store in person. United Coin and Precious Metals has been a trusted advisor in the coin collecting/investment community for many years, and continues to maintain a reputation of excellence among the La Jolla community. Log onto or call us at 1-858-412-6462 for more information about adding coins to your investment portfolio.

Numismatic/Investment Grade Rarities

Investment grade rarities within the numismatic community generally hold a number of the following characteristics. Higher numeric grade relative to their peers, in other words a mint state 1881-S Morgan Dollar grading MS67 would be considered investment grade whereas a lightly circulated example of the same date would not. Investment grade coins are generally graded by one of the two leading grading services, either PCGS (Professional Coin Grading Service) or NGC (Numismatic Guarantee Corporation). Investment grade coins generally fall under one of the more popularly collected U.S. series, such as Morgan Dollars, Saint-Gaudens $20 gold, Walking Liberty Half Dollars, etc… In other words the more abstract an item is the lower the appeal from an investment standpoint.

Semi-Numismatic Coins

Semi-numismatic coins are very popular among collectors. Most of the value is a result of the gold or silver content within the coin. Most people think of semi-numismatic coins as pre 1933 US gold coins as well as Morgan and Peace silver dollars. The difference between investment grade and semi-numismatic is largely a matter of condition, the latter often being lightly circulated or low mint state grade. These types of coins allow for an investment in gold or silver at a nominal premium over their melt or intrinsic value. Currently the premium you pay for semi numismatic coins are at a historical low relative to their past. There’s also a reduced downside risk when investing at a period of low premiums, no threat of confiscation and no reporting requirements. Plus, these types of coins are enjoyable and fun to collect.

Collector Coins

Collector coins would be considered coins of lower value also with limited intrinsic value as well. In other words modern proof and mint sets, coins pulled from circulation within the past 50 years, statehood quarters, modern commemoratives, etc., would be examples of collector coins. Collector coins are fun, inexpensive, educational and provide hours of enjoyment.

Related posts:

  1. Gold hits record value despite bear market: Should you sell?
  2. Invisalign: An Adjunct to Veneers and Cosmetic Dentistry
  3. For the Love of Dog: Pets Promote Heart Health, Study Says
  4. Dental Implants: Are They Right For You?
  5. Growth of U.S. economy tempered by housing recovery, experts say

Short URL:

Posted by Social Media Staff on Jul 23, 2013. Filed under Columns, Peter Kevorkian, Sponsored Columns. You can follow any responses to this entry through the RSS 2.0. You can skip to the end and leave a response. Pinging is currently not allowed.

Leave a Reply

La Jolla Community Calendar


Bottom Buttons 1

Bottom Buttons 2

Bottom Buttons 3

Bottom Buttons 4

Bottom Buttons 5

Bottom Buttons 6

RSS North Coastal News

  • Surf Soccer Club Academy GU9 team tops in division at 2014 Albion Cup July 25, 2014
    The Surf Soccer Club Academy GU9 team took first place in the 2014 Albion Cup (Girls U9 Cup) on July 18-21. They beat Carlsbad United’s top GU9 team in the semi-finals and went on to shut out Strikers FC in the finals, 4-0. Awesome tournament play by the entire team! […]
  • Surf Academy Select BU9 win it all at Albion Cup July 25, 2014
    San Diego Surf Academy Select BU9 won it all at the Albion Cup July 19-21! After winning their Showcase division by going unbeaten all weekend, they defeated Legends FC 4-1 in the finals on Monday. This is the second year in a row this team has won the Albion Cup. […]
  • Pushing boundaries July 24, 2014
    Few issues cause parents more distress than changes in school boundaries. Who can forget the tumult when in 2002 the Del Mar Union School District moved hundreds of families from one attendance area to another? Resentment still lingers, 12 years later. The San Dieguito Union High School District created its system of boundaries nearly 18 years ago that has w […]